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    A budget is a plan on the way you spend a certain amount of money within a particular time frame. A personal budget is your finance plan. You use it to allocate your income towards living expenses, debt repayment, and savings. As you create a personal budget, include past spending and any debts. When you do not have in place, there is more risk to spend your earnings on unnecessary stuff and expensive items.

  • Personal budgeting is a major factor in achieving long-term financial stability.
  • Budgeting has many useful aspects and helps to identify weakness. It shows the truth about your personal spending habits, the neglected financial areas and portrays whether there is a need to create a larger emergency fund.

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    Coaches have an ability to view things from a neutral position and give a new angle to situations. Teammates provide an opportunity to learn new skills and benefit. A coach or a teammate will motivate you and help with sharpening your skills on something.

    Training alone increases productivity by 22.4 %, but training with a life coach increases it by 88%. Life coaches have helped many people to become successful by helping them to achieve the following:

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    Reality shows are a popular genre of television that screens unscripted situations reenacting true stories. Most of the scenes are funny or dramatic. Ordinary usually act reality shows more than professional actors. Reality shows are popular among the viewers because of these factors.

  • Unpredictability
  • The audience gets to watch actors behaving and speaking in unexpected situations. It makes the viewers think that they can apply some of the scenes on a reality show in the daily lives to gain something or to get out of stressful situations. For instance, a reality show on a student who cannot complete an assignment gives students an idea on the suitable excuse for failing to complete their coursework. A student can claim to be unwell and

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    Pressure for the students to perform well in their exams comes from within them. They fear to perform worse than their peers. Other students get pressure to perform from their teachers and parents. Many are frustrated and confused around exam time if they feel that they cannot reach the set target. It is suitable for students to study from the first days of their semester so that there is no reason to fear for exams. Other people should not push students too much into getting unrealistic grades. Intense pressure to get good grades brings harmful effects including:

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    There are more and more people buying bottled water for hygiene purposes. The concept of selling water in bottles began in the 1990s with the introduction of the PET (polyethylene terephthalate) bottle. PET is also called polyester is a plastic material that you mold to a particular shape. It is clearer than other plastic bottles and cheaper than glass. There is widespread use of bottled water. In the U.S for instance, around 1000 people open a water bottle each second

    .

    Bottled water is convenient to carry but also have these environmental effects that users might not know.

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